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Compare home loans

Side-by-side rates from 30+ lenders.

Filter by what matters — purpose, loan size, deposit, features. We surface the sharpest matches first, then you decide whether to enquire.

Rates shown are indicative only and based on advertised lender pricing for owner-occupier, P&I loans at the LVR shown. Your actual rate depends on lender assessment, deposit, security, income and credit profile. Book a call for a personalised comparison.

5.64%
Sharpest variable today
5.79%
Sharpest 2yr fixed
4.35%
RBA cash rate
−0.15%
Avg movement this month
12 May
Rates updated
Showing 14 loans · 30+ lenders compared
Sort:
Best match for refi
Macquarie Basic
Owner occupied · variable · LVR ≤ 80%
Variable rate
5.64% p.a.
Comp 5.66% p.a.
Monthly
$3,749
P&I, 30 years
Save $1,840/yr vs avg Offset Redraw No annual fee
Enquire
Application fee
$600
Monthly fee
$0
Annual fee
$0
Settlement fee
$100
Max LVR
80%
Min loan
$150k
Max loan
$2M
Discharge fee
$350
ING Mortgage Simplifier
Owner occupied · variable · no annual fee
Variable rate
5.68% p.a.
Comp 5.78% p.a.
Monthly
$3,766
P&I, 30 years
Offset Free redraw Extra repayments
Enquire
ANZ Simplicity PLUS
Big 4 · variable · $2,000 refi cashback
Variable rate
5.79% p.a.
Comp 5.99% p.a.
Monthly
$3,815
P&I, 30 years
$2,000 cashback Offset Redraw
Enquire
Suncorp Back to Basics
Customer-owned · variable
Variable rate
5.84% p.a.
Comp 5.85% p.a.
Monthly
$3,829
P&I, 30 years
Redraw No annual fee Green discount
Enquire
NAB Tailored Variable
Big 4 · variable · refi cashback eligible
Variable rate
5.94% p.a.
Comp 6.18% p.a.
Monthly
$3,881
P&I, 30 years
$2,000 cashback Offset
Enquire
CBA Wealth Package Std Variable
Big 4 · variable · package discount
Variable rate
6.04% p.a.
Comp 6.42% p.a.
Monthly
$3,925
P&I, 30 years
Offset Wealth pkg
Enquire
Westpac Premier Advantage
Big 4 · variable
Variable rate
6.09% p.a.
Comp 6.36% p.a.
Monthly
$3,943
P&I, 30 years
$3,500 cashback Offset
Enquire
Bankwest Complete Home Loan
Variable · package discount
Variable rate
6.14% p.a.
Comp 6.15% p.a.
Monthly
$3,961
P&I, 30 years
Redraw No app fee
Enquire

Can't decide? Let us narrow it down.

A 15-minute call and we'll come back with the 2–3 loans that actually match your situation — plus the maths on switching costs.

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Disclaimer. Rates shown are indicative and subject to change. Comparison rates are calculated for a secured loan of $150,000 over a 25 year term. Different amounts, terms, fees and product features may result in different comparison rates. Cashback offers subject to lender terms — refinance amount and LVR conditions apply. We recommend speaking with us before applying.